Print

BMW Financing and Car Loan Department

So you've chosen the BMW of your dreams.  Now your number one priority is getting it home as quickly as possible, and our goal is to facilitate the process in every way we can.  We are committed to making sure you are fully aware of all your lease and finance options, and will do everything we can to help you reach an informed decision as quickly and comfortable as possible. 

For your convenience, we have provided an online pre-approval form which will allow you to begin the process from the comfort of your home or office.  If you have any questions, please feel free to email or call us and we'll be delighted to address any concerns you may have.


OUR FINANCE DEPARTMENT

Finance Director
Lisa Solodar
Phone: (201) 843-7900 x220
lisa@parkavebmw.com

 		  
Finance Manager
Roger Pic
Phone: (201) 843-7900 x217
roger@parkavebmw.com

 
Finance Manager
Bill Aquino
Phone: (201) 843-7900 x207
bill@parkavebmw.com
  Finance Manager
Ryan McGowan
Phone: (201) 843-7900 x217
ryan@parkavebmw.com

 
Our Finance department will also review an array of vehicle protection plans which will minimize your risk and maximize your peace of mind as you drive away in your new BMW. Below you'll find a partial list of the protection options available for your BMW.


Tire and Wheel Hazard Protection - unlimited coverage your wheels and tires from damage due to road hazards, ie potholes

         Key Replacement - allows you a replacement should you lose your key.

LoJack - the only anti-theft vehicle recovery system that is linked to the police department.  If you vehicle is ever stolen it can be recovered in a matter of a few hours.

Simonize - a teflon coating is applied to the vehicle's exterior for an added layer of protection to vehicle's paint. A stain protector is also applied to the interior, guarding against stains and spills.

Full Maintenance Upgrade - offers you an additional 2 years of 100,000 miles to the BMW Maintenance Program: covers brakes, windshield wipers, oil changes and all scheduled maintenance.

BMW Presence Protection Plus - provides coverage from the inevitable road hazards encountered when owning and driving a vehicle.  Coverage includes tire and wheel replacement, paintless dent removal and windshield repair or replacement.

Safe Lease - A wear and protection program that offers you a $5000 damage waiver at the end of your lease, with no deductibles.  This helps defray repair/reconditioning cost at the end of your lease.  There is a $100 windshield deductible.



If you would like to get pre-approved instantly for an auto loan, just click on the "Get Pre-Approved" link above and fill out the credit application. Rest assured that your information, which is encrypted in a highly-safe digital format and never sent through e-mail, is safe with us.

The staff at our NJ BMW dealership will help you get the car loan that you need. We work with local banks, which allow us to find the right financing terms for your needs. Call Park Ave BMW, for hassle-free, stress-free automobile financing in NJ.

BMW Car Loans NJ

The NJ BMW financing team is here to walk you through the entire process of getting an auto loan. From start to finish our experts will help you choose the auto finance plan that works best for you. We work with a network of lenders to get you excellent rates on a car loan in the NJ area.

Complete our online finance application form and we will review it, and then contact you as soon as we have found a finance plan that suits your needs. Afterwards, choose your new BMW near NJ or your next used car by browsing through our dealership's extensive inventory online. You will find details, pictures and prices for all of our new and used vehicles. If you have any additional questions, please do not hesitate to contact us.


 

Financing Navigation

Contact Information

Park Ave BMW

210 Route 17

Rochelle Park, NJ 07662
sales Sales:
877-666-6310
internet sales Internet Sales:
877-666-6517

Finance FAQ

Check out our online finance FAQ section for important information regarding car lease and loan characteristics.

pause

Tip!

Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.

Tip!

Owning a lease vehicle is possible if purchased outright after the lease period ends.

A typical lease period runs between 24 and 48 months.

Tip!

Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.

Tip!

Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.

Tip!

Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.

Tip!

Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.

Tip!

Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.

If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.

Showroom Directions
Close